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Is Life Insurance Right for Me?

Summer is officially winding down as the month of September is just beginning. September is Life Insurance Awareness month. Life insurance is one of the most important things that we can have, but is often not considered a priority. Death can sometimes be unexpected and life insurance not only protects you, but also your loved ones. Accidents and catastrophes do happen and it is best to be prepared. When a life insurance policy is in place it will help family members avoid a financial crisis.

With quite a few different types of life insurance on the market today; the cost of a policy and the features it offers can differ tremendously. Some of the major questions that clients have about life insurance are: Do I even need life insurance? How much life insurance do I need? Which policy is most beneficial to my family?

Life insurance is crucial in making sure financial obligations are taken care of such as paying the mortgage, sending children off to college, or paying reoccurring bills. 86% say they haven’t bought life insurance because it is too expensive, yet overestimate its true cost by more than TWO times. There are many misconceptions out there concerning life insurance and that makes things difficult for consumers. Life insurance carries great value and consumers need to be aware of its benefits. That’s why it is best to call Spivey Insurance Group and speak with one of our agents to get you directed on the right path with any questions or concerns you might have. You can always reach us at 704.821.4460.

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